News For You

Posted on: April 8, 2016

Credit card skimming: tips and prevention from the Lombard Police Department

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In response to a credit card skimmer recently found attached to a gas pump at a popular gas station, the Lombard Police are providing some helpful tips in detecting skimming devices, and general credit card safety.

According to consumerreport.org, credit card skimmers are small devices that may be added to common credit card scanners that may be found at gas stations or ATM’s. These devices may be installed quickly and go unnoticed for some time. When a credit card is run through a skimmer, the credit card data is recorded or sent directly to thieves electronically. Counterfeit credit cards are then made with this stolen information.

“It’s important to remember that skimmers may go unnoticed because people trust the machines and are often in a hurry when using them,” said Lombard Lt. Detective Cyndy Velazquez. “You shouldn’t wait for your monthly bill to come if you are worried. Take action and immediately reach out to your Credit Card Company or bank to ensure your financial standings.”

Help prevent your credit from being compromised by following these steps from www.consumerreports.org:

• Inspect the credit card scanner for tampering. If you suspect that the scanner has been tampered with, do not use it, and report the location to law enforcement officials.
• Use cash. If you cannot ensure the safety of your card, cash is always a safe solution.
• Keep an eye on your card. If you hand your card over to a cashier, be sure to maintain a visual with your credit card. Some dishonest employees have been known to skim information from their clients.
• If you believe that your credit card has been compromised contact your Credit Card Company or bank immediately!
• Monitor your bank and credit card accounts regularly to spot unauthorized charges or cash withdrawals and report them immediately. Delays in reporting fraudulent transactions can increase your liability for loss. (www.consumer.ftc.gov)

To report credit card skimmers or skimming employees, dial 9-1-1. For more information please contact Lt. Velazquez at (630)620-4485.

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